He says it was very accurate, as he shelled out the $15 it usually costs to have a company give you this information and the results were similar. Meanwhile, here are some things you can do to build your credit rating:

Open checking and savings accounts Apply for a student credit card Apply for a store credit card Get installment credit (auto loans, personal loans and mortgages) Apply for a secured credit card

FICO Score Estimator [BankRate.com] – Via [DumbLittleMan]

Free Credit Rating Estimator - 84